Apple Card is a New Kind of Credit Card, Just Announced!

Apple Card Geek Impulse

Apple announced its first physical credit card.

Apple said that the Apple Card will not have any international fees or over-limit fees which is huge news. The biggest take away was their claim that the card wouldn’t be any fees for missing a payment.

But with that being said there is this interesting part in the fine print that needs to be considered.

Apple Card Geek Impulse

Apple Card is promising to utilize the privacy that is famous with Apple. They also claim simplicity with its integration to your iPhone. The card is backed by Goldman Sachs and can be signed up with directly from your phone and can be used right away. This will come with an update to the Wallet app. You will be able to see your transactions, spending history, latest bills and more. You can even use messages to ask for customer service.

According to Business Insider:

Ted Rossman, an industry analyst at, said he was unimpressed with the benefits that the Apple Card offers. “Frankly, I’m underwhelmed,” Rossman said. “People will sign up for it, but that will be mostly because they love Apple, not because this card is better than anything that already exists. For example, Citi Double Cash is a very simple, easy-to-use, 2%-cash-back card. And that’s on everything (not just Apple Pay purchases).”

Nick Bastone

  • Apple Card Geek Impulse
  • Apple Card Geek Impulse
  • Apple Card Geek Impulse
  • Apple Card Geek Impulse
  • Apple Card Geek Impulse

From Apples News Room:

Customers will receive a percentage of every Apple Card purchase amount back as Daily Cash. Unlike other cash back rewards, Daily Cash is added to customers’ Apple Cash card each day and can be used right away for purchases using Apple Pay, to put toward their Apple Card balance or send to friends and family in Messages. Every time customers use Apple Card with Apple Pay, they will receive 2 percent Daily Cash. Customers will also get 3 percent Daily Cash on all purchases made directly with Apple, including at Apple Stores, on the App Store and for Apple services.

Apple, Inc.

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